Welcome to the Largest E-banking System
Lumina Financial is a safe, fast, easy and efficient e-Banking system that gives you 24/7 access to your bank account and online banking services.
Create an AccountOnline Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the Lumina Financial or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
We are focused on building and sustaining long-term generational relationships with our customers
Our Vision
Lumina Financial will serve all over the world and becomes the most popular Bank in this universe.
Our Goal
Lumina Financial will serve customers worldwide and become a leading Bank globally.
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Lumina Financial or to other banks. Transfer within Lumina Financial is instant and to other banks may take 24 hours.
Deposit Funds
Account-holders of Lumina Financial are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders of Lumina Financial are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust Lumina Financial.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
It's easy to join with Us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your Email and Mobile Number.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account holder
We provide our banking services all over the world
Lumina Financial is a secure and robust E-Banking platform getting popular all over the world nowadays. We offer the best FDR, DPS & Loan plans to our account holders
24M
Account Holders
3B
Total Transaction
120
Total Branches
240+
Countries We Serve
Frequently Asked Questions
Although we have provided extensive information about our company, services, working process, terms and conditions, policies, and more...
Yes, we don't take any fees for opening an account.
Yes, you can send money from Lumina Financial to another bank?
Get the registration form by clicking the Sign Up button at the top. Fill out all required information and click the Sign Up button.
No, we don't provide our account holder's information to any third-party organization.
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.
We offer various FDR plans. Choose the one that suits you best and apply online in just a few clicks.
Our Partners
